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When You Should (Not) Refinance

Refinancing is common practice for homeowners, and it’s often a smart financial move. It can lower your payment, reduce your…
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What to Know About Property Liens

For both homebuyers and homeowners, understanding how property liens work is important. In fact, they could impact your ability to…
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Prequalification Versus Preapproval

When you start researching to buy a home, you’ll see the terms “mortgage prequalification” and “mortgage preapproval” thrown around a…
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Buyer Guide: Starter vs. Forever Homes

Is there a difference between the right house for your current situation versus your ideal home for life?  There’s usually…
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Using Gift Money for Your Down Payment

Gift-giving season is upon us — and did you know that you can potentially use gift money to help cover…
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How does House Hacking Work?

There are lots of creative ways to afford a home, but house hacking might be one of the most interesting…
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How do construction loans work?

Building your home from the ground up can be extremely rewarding. You get to have a lot more control over…
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4 Property Risks That Can Impact Financing

When you apply for a mortgage, lenders assess two things: your risk as a borrower and any risks associated with…
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5 Telltale Signs of an Overpriced Listing

Knowing whether the price is right for a property you’re interested in is vital to avoid problems further down the…
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Can Homebuyers Save Money By Waiting?

Mortgage rates have risen since the beginning of the year. As home prices still remain high and economic uncertainty creeps…
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New Home Checklist Before Moving In

Buying a house can be challenging, but the work doesn’t stop once you sign those closing papers.  As a new…
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Adjustable-Rate Mortgages Demystified

Adjustable-rate mortgages (ARMs) are a hot topic for a reason: Not only can they help borrowers avoid committing to higher…
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